Landlord Buildings and Contents Insurance

We offer a wide range of landlord insurance from rent protection to buildings and contents. Cover can be incepted at the click of a button or can be fully automated.

Landlords can protect their investment with our Defaqto 5 Star rated landlord buildings and contents insurance. We work with landlords to search the market for the best cover and price with the UK’s leading insurers.

Our policies cover buildings, contents, accidental damage, loss of rent and liability.

Although it is not a legal requirement to have landlord insurance, it is important to safeguard property investment and income. It is important to obtain specialist landlord insurance as a standard home insurance policy is unlikely to cover activity in a rented property. Also, most buy-to-let mortgage lenders will require insurance before tenants move in.

Buildings covered up to £1,000,000 as standard
Permanent fixtures in the property such as the shower, bath and built-in wardrobes and kitchens are covered
Default excess of £250 with the option to reduce to £50 or increase to £500 in £50 increments
Malicious Damage by tenants covered as standard
Accidental Damage or breakage to glass, sanitary fixtures and fittings, and underground drains and pipes covered as standard
Up to £200,000 for alternative accommodation and loss of rent if the property is uninhabitable due to an insured event
Options of £10,000, £20,000, £30,000, £40,000, and £50,000 Contents cover available
Malicious Damage by tenants covered as standard
Covered up to the chosen sum insured for Contents in communal areas
New for old replacement as standard
Option to include Accidental Damage cover to contents available
Default excess of £250 with the option to reduce to £50 or increase to £500 in £50 increments
A choice of optional extras – meaning you only pay for the additional cover you actually need

*Terms & Conditions Apply

Buildings covered up to £1,000,000 as standard
Permanent fixtures in the property such as the shower, bath and built-in wardrobes and kitchens are covered
Default excess of £250 with the option to reduce to £50 or increase to £500 in £50 increments
Malicious Damage by tenants covered as standard
Accidental Damage or breakage to glass, sanitary fixtures and fittings, and underground drains and pipes covered as standard
Up to £200,000 for alternative accommodation and loss of rent if the property is uninhabitable due to an insured event
A choice of optional extras – meaning you only pay for the additional cover you actually need

*Terms & Conditions Apply

Options of £10,000, £20,000, £30,000, £40,000, and £50,000 Contents cover available
Malicious Damage by tenants covered as standard
Covered up to the chosen sum insured for Contents in communal areas
New for old replacement as standard
Default excess of £250 with the option to reduce to £50 or increase to £500 in £50 increments
Option to include Accidental Damage cover to contents available

*Terms & Conditions Apply

Building & Contents

Buildings covered up to £1,000,000 as standard
Permanent fixtures in the property such as the shower, bath and built-in wardrobes and kitchens are covered
Default excess of £250 with the option to reduce to £50 or increase to £500 in £50 increments
Malicious Damage by tenants covered as standard
Accidental Damage or breakage to glass, sanitary fixtures and fittings, and underground drains and pipes covered as standard
Up to £200,000 for alternative accommodation and loss of rent if the property is uninhabitable due to an insured event
Options of £10,000, £20,000, £30,000, £40,000, and £50,000 Contents cover available
Malicious Damage by tenants covered as standard
Covered up to the chosen sum insured for Contents in communal areas
New for old replacement as standard
Option to include Accidental Damage cover to contents available
Default excess of £250 with the option to reduce to £50 or increase to £500 in £50 increments
A choice of optional extras – meaning you only pay for the additional cover you actually need

*Terms & Conditions Apply

Buildings

Buildings covered up to £1,000,000 as standard
Permanent fixtures in the property such as the shower, bath and built-in wardrobes and kitchens are covered
Default excess of £250 with the option to reduce to £50 or increase to £500 in £50 increments
Malicious Damage by tenants covered as standard
Accidental Damage or breakage to glass, sanitary fixtures and fittings, and underground drains and pipes covered as standard
Up to £200,000 for alternative accommodation and loss of rent if the property is uninhabitable due to an insured event
A choice of optional extras – meaning you only pay for the additional cover you actually need

*Terms & Conditions Apply

Contents

Options of £10,000, £20,000, £30,000, £40,000, and £50,000 Contents cover available
Malicious Damage by tenants covered as standard
Covered up to the chosen sum insured for Contents in communal areas
New for old replacement as standard
Default excess of £250 with the option to reduce to £50 or increase to £500 in £50 increments
Option to include Accidental Damage cover to contents available

*Terms & Conditions Apply